Opportunity Fund

Opportunity Fund advances the economic well-being of working people by helping them earn, save, and invest in the future. We believe that everyone should have the chance to build a dignified life, regardless of their economic background. Our work is based on the powerful idea that assets — a home, a business, an education — are key to helping families realize their dreams and move beyond worrying about how to get by day to day.

Opportunity Fund’s savers are the working people of the San Francisco Bay Area. We reach out across neighborhoods, languages, and cultures to find individuals who are working hard every day just to make ends meet and have a vision of a brighter future for themselves and their families. Our savers earn, on average, just $24,000 a year, but save an average of 4% of their gross income. Most of our savers are women (72%) and many of them are single parents (40%).

Since 1999, nearly 2,700 savers have saved more than $4 million of their own income and Opportunity Fund has matched each dollar 2:1. With their hard-earned nest egg, our savers have purchased homes, become entrepreneurs, started retirement accounts, and invested in higher education.

Our results to date include:
• More than 2,500 families have completed comprehensive financial education & saved with our program
• 1,800 savers have invested in a home, small business, college education or retirement fund.
• 75% of graduates continue to save after completing the program.
• 70% of graduates open savings accounts for their children.
• 95% of graduates who invest in education stick to their plan and complete their degree