Carmen

Carmen dropped out of school in the 7th grade, but has since had a big change of heart when it comes to education. She went back later and got a GED, then a Bachelors degree, and is now aiming for a Masters in Business Administration. She has instilled a respect for education in her children, whom she would like to have middle class opportunities, even while they are still living in poverty. She believes dreams and long term goals are worth fighting for. Her savings goal is $2000, which she is accomplishing by considering her monthly savings amount as part of her bills. To do this, she cuts back on things like coffee, and has quit smoking.  She has learned to budget, manage credit, and have a good relationship with her bank. Carmen wants to be a responsible homeowner because she feels it's an investment in the future. It will give her more freedom and security. She would love to find a home near where her father lives. As the oldest sibling, she believes it is her responsibility to take care of her dad, like she took care of her mom before she passed away. Carmen looks forward to having a good home where her extended family can gather.